Pinnacle Auto Appraisers' Blog

Texas Auto Insurance Information

You must have enough liability insurance to pay up to $30,000 in medical expenses for each person injured in an accident, up to a combined total of $60,000 for everyone who was hurt in an accident. You also must have at least $25,000 in coverage to pay to repair or replace the other driver´s car. Because of these coverage amounts, basic minimum liability coverage is often called "30/60/25 coverage."

Medical care and vehicle repair or replacement costs can be expensive. Therefore, minimum coverage might not be enough to cover your financial obligations if you cause a serious accident. It´s a good idea to consider raising your coverage limits. Raising your coverage limits will raise your policy premium, however.

For more information please visit the Texas Department of Insurance at: 

http://www.tdi.texas.gov/auto/youngfaqauto.html#1

Houston, Tx; Dallas, TX; San Antonio, TX; Austin, TX

We receieved several calls today regarding classic car inspections and all brought up a good questions.  Should you trust the person selling the vehicle?  Several times in the past month we have found problems with the vehicle that the seller did not inform the potential buyer about.  In Houston, TX we had a guy tell our customer there was no rust not even surface rust on the frame rails.  When we arrived at the location of the vehicle, everything looked fine from the engine to the interior.  Than we had the owner lift the car up and sure enough there was surface rust.  So than the certified appraiser started looking more into the rust; so he started pulling up carpet and trunk liner and found rust holes in the passenger floor pan.  This customer that hired us to inspect this vehicle lived in michigan.  With michigan weather this would not be a smart purchase as the rust will get worse over time.  In Dallas, TX we inspected an antique roadrunner.  The seller told the customer the paint was flawless, no surface scratches or chips anywhere.  The appraiser arrived at the location for inspection and found rust bumples underneath the rear glass and rock chips on the front of the hood.  Our client was looking for a show quality classic car.  With todays competition any flaw in the paint would cause a car show judge to deduct points off your total score.  In Denver, Colorado we inspected a classic truck that was supposibly "show car quality."  During inspection of the truck we found bolts with surface rust and carpet stained from the leaking evaporator core.  In San Antonio, TX a customer hired us to do a second inspection for him as the classic car dealership said it was in perfect condition.  During inspection found trunk near quarter panel was starting to rust and rear main seal was leaking down the oil pan.

The purpose of this post is to inform you to always trust your instinct and hire a certified classic car appraiser to inspect the vehicle.  For the few hundre dollars you spend on the inspection can save you thousands of dollars in repairs.  Please contact us and one of our certified auto appraiser will assist you.