Pinnacle Auto Appraisers' Blog
Keeping the auto appraising industry up to date with important auto industry and appraiser information.
Texas Auto Insurance - Minimum Coverages Required
Texas Auto Insurance Information
You must have enough liability insurance to pay up to $30,000 in medical expenses for each person injured in an accident, up to a combined total of $60,000 for everyone who was hurt in an accident. You also must have at least $25,000 in coverage to pay to repair or replace the other driver´s car. Because of these coverage amounts, basic minimum liability coverage is often called "30/60/25 coverage."
Medical care and vehicle repair or replacement costs can be expensive. Therefore, minimum coverage might not be enough to cover your financial obligations if you cause a serious accident. It´s a good idea to consider raising your coverage limits. Raising your coverage limits will raise your policy premium, however.
For more information please visit the Texas Department of Insurance at:
http://www.tdi.texas.gov/auto/youngfaqauto.html#1
Houston, Tx; Dallas, TX; San Antonio, TX; Austin, TX
